tag:blogger.com,1999:blog-297452172012-02-17T04:22:21.560+05:30Ashishhttp://www.blogger.com/profile/09636013401158941683noreply@blogger.comBlogger161100tag:blogger.com,1999:blog-29745217.post-37093889606926266672007-07-30T16:12:00.001+05:302007-07-30T16:46:23.499+05:30

EPFO has clearly been put on notice during the last 5 years. The work on the New Pension System (NPS) had gathered steam in 2003. This was also the period (2001-2003) when EPFO went into a major rethink about doing something to justify its existence in an economy where interest rates were diving south, GOI did not want to subsidise the returns, failure to embrace technology had exposed EPFO of

Ashishhttp://www.blogger.com/profile/09636013401158941683noreply@blogger.com0tag:blogger.com,1999:blog-29745217.post-8221250920733451602007-06-12T11:34:00.000+05:302007-06-12T11:39:29.285+05:30

The Gujjar vs Meenas stand off is probably a good outcome as it puts the politician too at a risk. Suddenly the reservation pie has become so attractive that every other caste could cue up to be counted as backward. If the government tries to woo them, they face the backlash of those who will have to share the pie and if they don't, they face the ire of those demanding inclusion. The rich in the

Ashishhttp://www.blogger.com/profile/09636013401158941683noreply@blogger.com0tag:blogger.com,1999:blog-29745217.post-77201777673861761052007-03-31T14:25:00.000+05:302007-07-03T15:34:40.715+05:30

For everyone used to the charges levied by Mutual Funds and Insurance Companies.. the notion that fund management cost can be as low as 0.01% seems farfetched. The reality is just the opposite.Bulk fund management, with relativly well defined investment parametes and riddance from the task (and the cost) of managing distribution and large retail customers can do just that.To think of it - all you

Ashishhttp://www.blogger.com/profile/09636013401158941683noreply@blogger.com0tag:blogger.com,1999:blog-29745217.post-910868445068226692007-03-27T21:05:00.000+05:302007-03-31T09:03:33.472+05:30

You would expect the cricket board in India which was set up in 1929 to have a website? Well! there is none. Netizens have split their hairs to find it. Not having a website just mirrors the callous and opaque manner in which BCCI has handled cricket.Lets say for a moment that BCCI cannot solely be judged based on what the team does on the field. So how does the board fare when compared to other

Ashishhttp://www.blogger.com/profile/09636013401158941683noreply@blogger.com0tag:blogger.com,1999:blog-29745217.post-76835264490235169392007-02-01T17:05:00.000+05:302007-02-01T17:26:35.231+05:30

1. Mobile phones with block sender feature to block telemarketeer's calls - just like email spam!2. An SUV which is smaller than Scorpio but bigger than wagon R :)3. A version of windows that boots up in 5 seconds4. A government website which actually provides some useful online transaction service to citizens without glitches and without requiring paper work.5. Government actually acting on

Ashishhttp://www.blogger.com/profile/09636013401158941683noreply@blogger.com0tag:blogger.com,1999:blog-29745217.post-1167816813823834442007-01-03T15:03:00.000+05:302007-01-03T18:10:35.343+05:30

A consultative paper posted by TRAI on its website today laments that institutional mechanism for handling consumer grevience is inadequate! So consumers end up complaining to the President, Prime Minister and all sundries...TRAI now proposes to define the constitution and functions of the institutional mechanism for the redressal of consumer grievances and consumer protection. This is being done

Ashishhttp://www.blogger.com/profile/09636013401158941683noreply@blogger.com0tag:blogger.com,1999:blog-29745217.post-1167310301370824482006-12-28T18:09:00.000+05:302006-12-29T13:18:02.413+05:30

Ever since pension reforms were put on the center stage in 1998, each year has been a step forward – till 2006. The stalemate in 2006 would have been unimaginable in early 2004. The Ministry of Finance had already notified the features of the New Pension System (NPS) and the pension and provident fund rules for new central government recruits. Interim PFRDA had been setup. Two states, Tamil Nadu

Ashishhttp://www.blogger.com/profile/09636013401158941683noreply@blogger.com0tag:blogger.com,1999:blog-29745217.post-1167207964023332042006-12-27T13:54:00.000+05:302006-12-27T13:56:04.583+05:30

One out of every eight elderly citizen in this world is an Indian. The elderly in India exceed 80 million. Barring a small per centage, the rest have no access to pension. Yet, the pension reforms are being held hostage in a political drama. With life expectancy increasing, these senior citizens have to fend for themselves for at least 20-25 years. Of these, barely about 15 per cent are covered

Ashishhttp://www.blogger.com/profile/09636013401158941683noreply@blogger.com0tag:blogger.com,1999:blog-29745217.post-1161152656945132642006-10-18T11:00:00.000+05:302006-10-18T11:54:17.426+05:30

IT is a debate that can easily get one steaming and one that has probably been done to death in terms of research. My article in Financial Express only equity can keep pension afloat as part of a debate with WR Varada Rajan (secretary, CITU) has argued that without equity one is already consigned to inadequate pension. The fact is that a person would need about 60-70% of his annual income to live

Ashishhttp://www.blogger.com/profile/09636013401158941683noreply@blogger.com0tag:blogger.com,1999:blog-29745217.post-1160565058340295822006-10-11T16:02:00.000+05:302006-10-12T15:28:17.170+05:30

The Municipal Corporation of Delhi (MCD) is doing its best to circumvent the Supreme Court's direction to ensure the encroachment and wrong land use of property in Delhi is NOT set right.I see two issues:1. Getting people to give up encroachment of government and public land. 2. Correcting the misuse of residential land for commercial, industrial land or institutional land for commercial or

Ashishhttp://www.blogger.com/profile/09636013401158941683noreply@blogger.com0tag:blogger.com,1999:blog-29745217.post-1159945197781741032006-10-04T12:11:00.000+05:302006-10-11T15:59:17.763+05:30

Cost of one year's delay if you were just investing Rs 1,000 pmAge today............. Cost of 1 year's delay25 ................... Rs 3,04,20530 ................... Rs 1,84,89235 ................... Rs 1,12,37540 ...................

Ashishhttp://www.blogger.com/profile/09636013401158941683noreply@blogger.com0tag:blogger.com,1999:blog-29745217.post-1154965897697980162006-08-07T20:56:00.000+05:302006-08-08T10:15:37.866+05:30

Hyatt Regency Delhi has recently begun charging Rs 100 for valet parking from unsuspecting guests who drive up to the porch in their cars. How much money can it be? lets say a packed conference in the 600 room Regency Ballroom? that could earn Rs 60,000. In a hotel.. is parking not just a curtesy? Even the upmarket khan market offers free parking with helpers who make sure you park easily! As

Ashishhttp://www.blogger.com/profile/09636013401158941683noreply@blogger.com0tag:blogger.com,1999:blog-29745217.post-1154689985701199832006-08-04T16:39:00.000+05:302006-08-04T18:30:44.890+05:30

Let’s say you will retire from work at 60 or 65. That means at least 20 years more to maintain the then existing lifestyle for yourself and your spouse. How much do you set aside every month for this? Where do you invest? How much do you think would be enough? Rupees 1 crore will be worth just Rs 45 lakhs after 20 years, assuming 4 per cent inflation. It will fetch you an annuity of Rs 33,000

Ashishhttp://www.blogger.com/profile/09636013401158941683noreply@blogger.com0tag:blogger.com,1999:blog-29745217.post-1154671934759877722006-08-04T11:37:00.000+05:302006-08-04T18:48:20.480+05:30

I come across lot of people with vague ideas about life insurance.Here is a pop quiz. Who is a better insurance candidate? A person without loads of wealth to take care of dependents if he stopped earning or someone 'rich' enough to not worry? Ask an insurance agent and he will swear that the latter is a 'big fish'.That's partly because insurance is sold more as an investment product!! You need

Ashishhttp://www.blogger.com/profile/09636013401158941683noreply@blogger.com0tag:blogger.com,1999:blog-29745217.post-1154091099996044342006-07-28T16:29:00.000+05:302006-08-04T17:38:34.033+05:30

About 269.9 million or 75.4 percent of the estimated 358 million workers with regular income in India consist of rural people. Importantly, nearly 79 per cent of the above total workforce has never invested in life insurance. Thats a large market for private insurers considering that the mbig boy, LIC, gets the lion's share of its new business from the rural and semi-rural markets. Here are some

Ashishhttp://www.blogger.com/profile/09636013401158941683noreply@blogger.com0tag:blogger.com,1999:blog-29745217.post-1150355684696732862006-06-15T12:42:00.000+05:302006-06-15T12:44:44.766+05:30

being edited

Ashishhttp://www.blogger.com/profile/09636013401158941683noreply@blogger.com0